NATIONAL BESTSELLER - From the former Governor of the Bank of Canada, Stephen Poloz presents a far-seeing guide to the powerful economic forces that will shape the decades ahead. The economic ground is shifting, with increased volatility and widespread concern about financial futures. In this urgent and accessible guide, Poloz examines the crises and opportunities that lie ahead.

He identifies tectonic forces such as an aging workforce, mounting debt, rising income inequality, and technological advances that are disrupting employment, alongside climate change driving a transition to a lower-carbon economy. These forces have profound implications across various aspects of life, including work, housing, investment, government and central bank policy, and corporate roles in society. The pandemic has intensified many of these issues.

Poloz draws parallels with past economic crises, from the Victorian Depression to the 2008 downturn, to forecast the potential challenges and opportunities in the future. He suggests that the upcoming upheaval, unlike natural disasters, could provide chances for renewal and growth. This book is filled with insights for employers, investors, policymakers, and families, making it an essential resource for navigating the uncertain times ahead.